The Next Big Move for FinTech: Mobile Connectivity

Boost ARPU, increase customer retention, and expand your digital offerings with branded mobile services—without subscriber acquisition costs.

Neobanks, Credit Unions and Financial Institutions are supercharging their Super Apps with mobile connectivity.

Why Mobile for FinTech?

Super Apps are driving service convergence across banking, payments, investing, and rewards—creating a seamless digital experience. Now, the next big move is mobile connectivity, enhancing engagement, retention, and revenue opportunities.

Higher ARPU

Increase monthly recurring revenue without paying to acquire new customers. Earn $150 per year or more, for every subscriber.

Stronger Engagement

More services mean more stickiness. Keep your customers connected to their financial and digital lives.

Continuous Innovation

Meet customer needs beyond banking and into everyday life.

The Convergence Trend

ISPs have already paved the way—Xfinity Mobile is now the 4th largest mobile provider in the U.S., proving that bundling connectivity works. FinTechs now have the opportunity to capture their share of the billion-dollar mobile industry.

What Reach Enables

Launch and scale mobile services effortlessly.

Branded Mobile Services – Offer customized, white-label mobile plans.

Embedded eSIM Connectivity – Enable seamless mobile access without physical SIMs.

Incentives & Discounts – Use mobile plans as rewards or premium offerings.

Home Internet & Value-Added Services – Expand digital offerings beyond banking.

SMB Solutions – Mobile solutions for individuals, families, and businesses.

What do I get?

One-time and monthly residuals

Earn a one-time spiff when the subscriber activates, and monthly recurring revenue for as long as they’re a customer.

Partnership with the USA’s #1 rated mobile service

Not all mobile services are created equal. Offer your customers the best in customer service, features, and network quality.

Product add-ons that pile on the value

A marketplace of pre-integrated products and services help you grow ARPU (average revenue per user) and increase stickiness.

Industry-leading 100% digital user experience

Customers have high expectations for technology. Give them the experience, communications, and transparency they want.

Cross-sell your own products and services

If you have a subscription service worth bundling or other endorsed products, leverage our eCommerce Store to cross sell and make more margin.

Powerful marketing and reporting insights

From landing pages and promo codes, to customer insights and competitive benchmarking, get data and insights to drive results.

Who does what?

A new mobile service requires an orchestration of services, communication, logistics, customer and product management. Good news: we take care of the heavy lifting.

What you do

Sign an NDA

Share your brand name, logo, tagline, color palette, and feature images

PROMOTE PROMOTE PROMOTE
(i.e. get subscribers)

Collect monthly residuals

What Reach does for YOU

Create your unique branded mobile service

MNO Integration

All regulatory filing (we are SOC-2 compliant)

Integrated eCommerce store

Fully branded learn, buy, get, use, pay, and support customer journey available on web, mweb, and app

Options for your customers to get a branded SIM card and kit or an eSIM

Industry competitive retail plans

SSO for customers

Branded communication with end-users through email and notifications

Monthly reports stacks to see number of subscribers and the performance of your MVNO brand

Integrated payment gateway and tax engine

Branded electronic invoices for end-users

24/7 customer support through call or chat

Full customization power on bundling and promo-codes

Access to a wide array of value added services for end-users to choose from

How does it work?

1 Sign up for the program and upload your assets

30 minutes

2 Relax while we create your mobile service

72 hours

3 Market and distribute your new subscription service

15 minutes each week

4 Collect monthly residuals and track your performance

monthly

The big question: Is it worth it?

Grow annual ARPU by $150, with little to no customer acquisition cost.

Let’s launch a new mobile brand

Reach provides turnkey MVNO solutions so you can launch and scale mobile services effortlessly.

Sample brand elements for Lyfe Bank


Name


Lyfe Mobile


Tagline


Where Lyfe and connectivity meet.


Logo


Color


Images

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Introduce your fans and followes to your preferred mobile service through your own landing page. Provide them with the essential features they need to ensure they’re a good fit - like coverage and device compatibility check, as well as a savings calculator. Go beyond the basics with an eCommerce Store, complete with devices and other add-on services.

Make it yours: Lyfe’s brand color shines through on design elements and CTAs. From the logo to the fun imagery, it’s 100% on brand. Each Landing Page includes an eCommerce Store, that enables a curated selection of finance-specific (or any other) value-add products and services. Take it a step further and sell your own products or affiliated brands within the store.

Let customers Learn about Lyfe on a custom webpage.

BUY the service - with security and savings.

Your branded checkout page clearly explains what charges your customer - from one-time charges, to recurring charges, complete with all taxes and fees.

Make it yours: Lyfe can run channel-specific marketing campaigns and track the ROI on efforts. UTMS, unlimited campaign-specific landing pages and promo codes makes it easy for Lyfe to discern engagement with ads and physical discovery channels. Post-purchase, Lyfe delights customers with a custom email, thanking them for their loyalty and offering $10 off their next in-store purchase.

It’s time to Get activated.

Whether its a SIM that’s physically delivered to a mailbox, or an eSIM that’s electronically delivered to an inbox, the Reach experience is catered to a self-serviced activation. Your customers will get step-by-step support to perform their own activation - or they can reach out to our five-star customer success team for handheld support.

Use the latest features to stay connected.

Now we’re off to the races. Your customers experience the nation’s fastest connectivity with the most reliable talk and text network - all while aligning with your values. The award-winning app is ready for your personalized touch.

Make it yours by customizing the app’s marketing tiles and cross-selling or promoting other digital or physical products.

Pay with no hidden fees, no gotchas, no regrets.

Billing designed for today’s customer: Our billing platform is simple and flexible. Automatic payments, digital invoices, pay-in-advance, and wallet management are just a few of the many features available. Plus, financing for life’s big purchases (that new smartphone you’ve been eyeing) and add-on services for fewer bills.

Make it yours: Customize the marketing tile at the bottom of the bill to promote and cross-sell products of your choosing.

Real-human Support that really does care.

Our experienced sales and support team takes care of customers — and your brand. We handle all the calls, chats, and emails with commonsense and kindness (and the latest and greatest agent interfaces). Needless to say, your customers are in really good hands with Reach.

Make it yours: Receive a support phone number dedicated to your brand.

It all starts with Discovery: connect your customers to something new.

With big cable spending millions on awareness, your loyal customers might be looking for a deal on mobile. What better way to flex your innovation muscles (and fend off the competition) than by introducing a mobile bundle discount of your own? There are thousands of ways to turn existing customer interactions and established channels into a low-cast mobile marketing engine: your website, bill statements, social media, and customer support calls, to name a few. Plus, with a sleek mobile sign-up journey perfect for digital acquisition, you can put the internet to work for you, at last.

Make it yours by dropping mobile “breadcrumbs” throughout your online and offline channels. Retail stores? Employee swag? Website banner? All great ways to make mobile part of your brand family.

FAQs

  • All you do is distribute the service. Reach does the heavy lifting - you market the service to your fanbase, customers and followers.

  • After intake, it takes about 72 hours to launch your service.

  • Literally nothing. Market the service, we'll keep your customers happy.

  • Reach provides you with unlimited landing pages to create event or campaign-specific content. In addition, you can generate promo codes for even more trackability.

    In addition, ECHO Partners can access the SMART Sub program, which allows partners to see how they compare against others in the space.

  • Yes, you get paid for every paying subscriber. If a subscriber is not active or in case of non-payment, our dunning policy will kick-in and the subscriber will be removed from the service. Reach will not pay you a residual for a non-paying subscriber.

  • FCC filing does not just involve filing paperwork but it requires compliance and security measures to be recorded. We integrate with the best-in-class third parties and meet all compliance requirements. This is the reason we offer to complete the FCC filing.

    However, if you wish to be the carrier of record and complete the filing on your own, please contact us.

  • Reach takes care of the heavy FCC filing. However, if you decide to complete the filing, it does not have to say "Powered by Reach".

  • Subscribers are considered Reach Mobile customers if we are the carrier of the record. If you are the carrier of record, they are your customers!

  • Unfortunately, you are not able to add new plans through the ECHO program. However, if you would like more flexibility in terms of choosing your own plans, get in touch with us to explore other programs that Reach has to offer.

So why ECHO?

Because we believe that with mobile,
Everyone Can Have Ownership