MOBILE FOR FINANCIAL BRANDS

Banks, credit unions, fintechs, and loyalty programs fight daily for primary relationship status. Cards get swapped. Apps get deleted. Rates get shopped.

Mobile is different.

Reach enables financial brands to launch branded mobile service that deepens trust, increases stickiness, and turns account relationships into long-term, recurring value—without becoming a carrier.

Mobile that makes financial relationships stick.

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Customers keep the account but move spend elsewhere. High-value users downgrade engagement. Rewards lose meaning without real utility.

When mobile carries your brand:

• You become part of a customer's daily life, not just their financial moments

• Status tiers gain tangible value beyond points or cashback

• High-value customers have one more reason not to leave

Churn is rarely loud—it's gradual.

WHY THIS MATTERS

This isn't about selling minutes. It's about anchoring the relationship.

Production-grade mobile designed for regulated financial environments

WHAT REACH DOES

Reach powers branded mobile that complies with financial industry requirements while staying fully under your brand.

Operations

  • SIM/eSIM activation and secure number porting

  • Carrier-grade provisioning and line management

  • Device support (if needed)

  • Tiered support and escalation under your brand

Intelligence

  • Reporting aligned to financial metrics (retention, LTV, segment performance)

  • Activation success by tier or cohort

  • Churn risk signals

  • Revenue attribution

Compliance

  • Audited billing, tax, and remittance

  • Identity verification, KYC, fraud detection

  • Audit trails for financial controls

  • Regulatory workflows

LAUNCH MODEL

Launch fast. Integrate deeper when it matters.

Every financial brand launches the same way: a fast, production-ready path with pre-configured flows, branded enrollment, and compliance handled from day one.

Then—before or after launch—you can integrate deeper:

  • Loyalty systems

  • Existing payment gateways

  • Member portals or fintech apps

  • Back-office systems

  • Analytics and segmentation tools

No replatforming. No relaunch. Just progressive depth as your program matures.

WHAT YOU CONTROL

Your program, your rules.

You decide how aggressively mobile is deployed—Reach enforces it in real time.

You control:

Who qualifies: Members, card tiers, balance thresholds, tenure requirements, behavioral triggers

How it's positioned: Premium benefit, included tier perk, paid add-on, or retention offer

Where members find it: Mobile app, member portal, onboarding flow, or save desk

Pricing structure: Subsidized rates, bundled discounts, or promotional incentives

Marketing approach: Quiet availability for select segments or broad member communication

Reach enforces these rules automatically—no manual oversight, no exceptions, no drift.

Outcomes that strengthen the bottom line.

WHERE THIS LANDS

For Fintechs:

  • Higher account stickiness

  • Longer customer lifetime

  • Reduced churn without rate wars

For Loyalty & Rewards Programs:

  • Status tiers with real-world utility

  • Recurring revenue tied to engagement, not campaigns

  • Harder-to-replicate benefits

For Everyone:

  • A recurring line your CFO can model

  • A retention lever your growth team can trust

  • A compliant launch Legal will approve

For Banks & Credit Unions:

  • Stronger primary financial relationship

  • Differentiation beyond checking rates

  • Member value that feels modern and tangible

NEXT STEPS

Turn financial trust into daily presence.

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